Car Loans

Whether you’re looking for a new car, a used car or simply looking to refinance your existing car loan to a better deal, Northern Beaches Credit Union has the right car loan for you.

Fixed Rate

Our Fixed Rate Car Loan can be used to finance any new vehicle from $10,000 with a competitive fixed rate and flexible repayment options. By offering security against your loan (in the form of your new purchase), we are able to lend you more money, at a better rate!

Flexible repayment term (12 - 48 months) Redraw available on advance repayments (fees apply) No monthly account keeping fees Ability to pay loan out early Loan repayment insurance available

7.34% pa interest rate 7.55% pa* comparison rate

Smart Car Loan

Our Smart Car Loan is a competitive and no-fuss package that is designed to get you into your new car faster.

Flexible repayment term (12 - 60 months) Redraw available on advance repayments No monthly account keeping fees Ability to pay loan out early Loan repayment insurance available

9.24% pa interest rate 9.45% pa* comparison rate

New Cars up to 3yrs old

Our New Car Loan can be used to finance any new vehicle from $10,000 with a competitive variable rate and flexible repayment options. By offering security against your loan (in the form of your new purchase), we are able to lend you more money, at a better rate!

Flexible repayment term (12 - 60 months) Redraw available on advance repayments No monthly account keeping fees Ability to pay loan out early Loan repayment insurance available

11.20% pa interest rate 11.42% pa* comparison rate

Used over 3yrs old

Our Used Car Loan can be used to finance a used vehicle up to 7 years old, with flexible repayment options and a competitive variable rate. By offering security against your loan (in the form of your new purchase) we are able to lend you more money at a better rate!

Flexible repayment term (12 - 60 months) Redraw available on advance repayments No monthly account keeping fees Ability to pay loan out early Loan repayment insurance available

13.20% pa interest rate 13.42% pa* comparison rate

Useful Links and Tools

• Use our calculators to see how much you can borrow
• View our interest rates
• View our fees and charges

Questions?

If you have any questions, please contact us

_{*Warning: Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years.Different amounts and terms will result in differtent comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Terms and conditions, fees and charges and approval conditions apply to all loans.}