If you’re ready to buy a new car and you need to finance it, we’re here to help.

Borrowing for your car?

A personal loan you can help you purchase your car now and pay it off in instalments - this can be weekly, fortnightly or monthly.

Use our borrowing calculator and see how much you could borrow and what your repayments could be.

Get pre approved so you are prepared to negotiate when you are ready to purchase a car.  

Type of car loans – secure and unsecure

Our secured car loan is for new cars up to three years old. This option uses your vehicle as security for the loan, which means the interest rate might be lower than an unsecured loan. This is a fixed rate loan so you will know what your repayments will be, helping you to manage your budget. 

Our unsecured personal loan is for cars over three years old, but this can often bring a higher interest rate as there is no security from you. The personal loan can be either fixed or variable; its best to talk to us to see which option is suited to your situation.  

Whichever loan you choose, at the end of the repayment term the car is 100% owned by you. No balloon payments and no nasty surprises.

Saving for your car?

Buying your car outright can be the cheapest way to purchase a car. We can help you reach your saving goals with our Bonus Saver Account. It can reward you with extra interest when you save regularly and stick with your savings plan.

Our savings calculator will help you do the sums and work out how much you’ll need to save each pay, and how long it will take for you to reach your goal of buying a car. 

Car Insurance

It is important that you protect your car with insurance as sometimes accidents can happen. We’ve partnered with CGU, one of Australia’s leading general insurers.

 

CGU’s range of policies are flexible, you can choose from:

  • Comprehensive
  • Third party fire and theft
  • Third party property damage

 

Benefits and features:

  • Get a 10% discount on your first year’s car insurance premium if you take out home and contents insurance 
  • Weekly, monthly or annual payments at no extra cost

  • Choose your excess

  • Choice or repairer, with a repair guarantee

  • Choice of market or agreed value policy 

 

To take out a policy with Northern Beaches Credit Union, you must be a member of the credit union. 

Borrowing for your car?

A personal loan you can help you purchase your car now and pay it off in instalments - this can be weekly, fortnightly or monthly.

Use our borrowing calculator and see how much you could borrow and what your repayments could be.

Get pre approved so you are prepared to negotiate when you are ready to purchase a car.  

Type of car loans – secure and unsecure

Our secured car loan is for new cars up to three years old. This option uses your vehicle as security for the loan, which means the interest rate might be lower than an unsecured loan. This is a fixed rate loan so you will know what your repayments will be, helping you to manage your budget. 

Our unsecured personal loan is for cars over three years old, but this can often bring a higher interest rate as there is no security from you. The personal loan can be either fixed or variable; its best to talk to us to see which option is suited to your situation.  

Whichever loan you choose, at the end of the repayment term the car is 100% owned by you. No balloon payments and no nasty surprises.

Saving for your car?

Buying your car outright can be the cheapest way to purchase a car. We can help you reach your saving goals with our Bonus Saver Account. It can reward you with extra interest when you save regularly and stick with your savings plan.

Our savings calculator will help you do the sums and work out how much you’ll need to save each pay, and how long it will take for you to reach your goal of buying a car. 

Car Insurance

It is important that you protect your car with insurance as sometimes accidents can happen. We’ve partnered with CGU, one of Australia’s leading general insurers.

 

CGU’s range of policies are flexible, you can choose from:

  • Comprehensive
  • Third party fire and theft
  • Third party property damage

 

Benefits and features:

  • Get a 10% discount on your first year’s car insurance premium if you take out home and contents insurance 
  • Weekly, monthly or annual payments at no extra cost

  • Choose your excess

  • Choice or repairer, with a repair guarantee

  • Choice of market or agreed value policy 

 

To take out a policy with Northern Beaches Credit Union, you must be a member of the credit union.