Green Loan
Interest rate from
6.12% p.a.1
Comparison rate  from
6.39% p.a.*

The green loan is an unsecured personal loan that can be used to finance the purchase of approved environmentally friendly products such as solar panels and hot water systems.

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Apply online and get an instant response

Features and Benefits

  • No monthly account keeping fees 
  • Use your money your way by making extra repayments without penalty and redraw your money as you need it
  • Pay your loan out early without penalty 
  • Borrow from $1,000 to $35,000 with loan terms from 1 to 10 years
  • Unsecured loan
 
 

Products covered by green loans

  • Solar hot water systems
  • Solar panels
  • Insulation
  • Split system, evaporative cooler or high star rated, zoned air conditioner
  • Solar pool heater
  • External awnings
  • Rainwater tanks
  • Double glazing
  • Photo voltaic (PV) panels and systems
  • Grey water treatment system
  • Energy efficient white goods and appliances
  • Gas, solar, hydronic or reverse cycle air conditioners with a minimum 4 star rating
  • Highly efficient electric heaters (minimum 5 stars) or solar, hydronic or heat pump system
  • Light Emitting Diode (LED) lighting
  • Home ventilation systems
  • Vertical axis wind turbines
 

Eligibility

You can apply for a Northern Beaches Credit Union Green Loan if you are purchasing 4 star rated environmentally friendly products, such as solar panels.

 

You can apply for a loan if you:
 
  • Are over 18 years of age
  • Have a regular income
  • Are not bankrupt
  • Are an Australian citizen or permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
 
What you may need to apply:
 
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Northern Beaches Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Please note that Northern Beaches does not offer commercial lending. Find out more here.

Rates

Picture of Green loan

Green loan

Variable rate up to 5 years
Interest rate from
6.12% p.a.1
Comparison rate  from
6.39% p.a.*
Picture of Green loan

Green loan

Variable rate up to 10 years
Interest rate
8.10% p.a.1
Comparison rate
8.37% p.a.*
How to apply
You can choose to apply online, over the phone, or by visiting one of our Financial Services Stores.
Features and Benefits
  • No monthly account keeping fees 
  • Use your money your way by making extra repayments without penalty and redraw your money as you need it
  • Pay your loan out early without penalty 
  • Borrow from $1,000 to $35,000 with loan terms from 1 to 10 years
  • Unsecured loan
 
 
Products covered by green loans
  • Solar hot water systems
  • Solar panels
  • Insulation
  • Split system, evaporative cooler or high star rated, zoned air conditioner
  • Solar pool heater
  • External awnings
  • Rainwater tanks
  • Double glazing
  • Photo voltaic (PV) panels and systems
  • Grey water treatment system
  • Energy efficient white goods and appliances
  • Gas, solar, hydronic or reverse cycle air conditioners with a minimum 4 star rating
  • Highly efficient electric heaters (minimum 5 stars) or solar, hydronic or heat pump system
  • Light Emitting Diode (LED) lighting
  • Home ventilation systems
  • Vertical axis wind turbines
 
Eligibility

You can apply for a Northern Beaches Credit Union Green Loan if you are purchasing 4 star rated environmentally friendly products, such as solar panels.

 

You can apply for a loan if you:
 
  • Are over 18 years of age
  • Have a regular income
  • Are not bankrupt
  • Are an Australian citizen or permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
 
What you may need to apply:
 
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Northern Beaches Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Please note that Northern Beaches does not offer commercial lending. Find out more here.

Rates
Picture of Green loan

Green loan

Variable rate up to 5 years
Interest rate from
6.12% p.a.1
Comparison rate  from
6.39% p.a.*
Picture of Green loan

Green loan

Variable rate up to 10 years
Interest rate
8.10% p.a.1
Comparison rate
8.37% p.a.*
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 21/06/16 and subject to change without notice. 

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